Public Mutual Fund | Unit Trust from Public Bank
My parents have been Public Mutual Fund agents for quite some time but I did not start to invest in the unit trust until now. Yeah, it will probably take some time before I get to see the results but here are some reasons on why you should also start to invest in the mutual fund :
1. Diversification : Unit trusts provides small investor with an avenue to pool their savings for the purchase of a diversified portfolio of stocks & bonds that will bring returns at lower risks to unitholders compared with investing directly in stock markets
2. Professional Management : Unit trusts either engage or maintain in-house professional fund managers with the expertise & resources to manage the assets of the fund
3. Liquidity : Unitholders may redeem all or part of their units on any Business Day & have their proceeds mailed to them within 10 days
4. Ease of Transactions : Unit trusts do not require cumbersome administrative or paperwork or record keeping on the part of unitholder in managing his investments
5 Capital Gains : Through participation in securities, unit trust investments provide the opportunity to reap capital growth as part of the return on a unitholder’s investment
Copy from the Public Mutual Fund prospectus
So do you invest in unit trust? How’s the performance of your mutual fund?
I prefer stock market. But now whole world is in recession so better hold your unit trust or don’t buy now else will GG~ XD
My whole family invested in mutual fund since i was small, i gets not bad performance throughout the years.. I mean as mutual fund always been highlighted as a medium to long term investment instrument, so dont expect it to give you immediate profit once you’ve invested.
On my side, i think this is the very right time to invest in mutual fund as the market gone down, and most of the fund NAV dropped as well, in another way is you get discounted price if you have extra money to invest in. However, do think twice if it’s your emergency fund , hold it as liquidate as you can as we do not know what will happen next in this global crisis, retrenchment is happening everywhere.
Remember to have just enough of the emergency fund and get the rest of money to work smart for you, mutual fund is instrument that provide returns in between 8-12% . So, if you manage your cash in diversification mode, it works well for you ya..
thanks penny, for the advice.

Hi Everyone,
I can help u if u r interested in Public Mutual. We can meet up and discuss more in detail on various fund provided. Nowadays u can actually use your EPF account to invest. More convenient for customer instead. The profit are much more better than ASB and Fixed Deposit. Feel free to email me at .
ThanX n Regards,
Ira
Hi Ira,
Would like to enquire on the Public Mutual investment. Can i get you phone num??
Thank You~!!
Hi Stephanie,
I also started out like you showing interest in Public Mutual funds initially then followed by becoming a consultant myself. Reaping the benefits of investing on lower cost while sharing the knowlege and helping others to grow their money too. Be glad to share with you my experience. Mail me if you are interested.
To a blessed future,
Carol Cheah
if i am intereted to know more and having the course for mutual fund.where can i get the info? but i am not ready to be agent yet
I AM INTERESTED TO BECOME AN AGENT FOR YOUR UNIT TRUST FUND.WHAT ARE THE REQUIREMENTS IN ORDER TO SIGN UP AS AGENT?
I AM ORIGINALLY FROM IPOH.AND I ALSO LIKE TO INVEST IN UNIT TRUST.YOUR QUICK REPLY WILL BE VERY MUCH APPREICIATED.
You gotta take CUTE and pass the exam which will be provided by P.Mutual.
If you really interested to invest, please sms or email me at 0138080898 /
thanks and regards,
Sam
hi LSWeng,heard u very interested to be an agent of mutual fund,as i know u need to pass an examination of public mutual.My friend from Ipoh name Tan Chew Fatt h/p 017-5758188 also an agent will guide and teach u everything
about the fund,and now looks for recruiting.Enjoy investing and ready for new big income.
regards,
edlogstark
Dear Lau
I am an agency supervisor with public Mutual and belong to a multiracial agency our trainer and GM extremely charismatic Accountant who inspires, teaches us really well. Our trainings are held in Damansara perdana,bangsar and Klang so if these places are convenient for you we can meet up – call me 016-9167907.
I am an Unit Trust Group Consultant for UOB-OSK Unit Trust Mgmt sabah branch malaysia…i would like to become an agent for singapore public mutual…
I had invested 28000rm inthis fund in 2006 Each unit trust Balanced Fund was at rm 1.38 today it is at 0.75rm what about the inflation Dont u think I am stupid
Hi Mr. Thuraisingam,
I’m also an investor like you. B4 i invested my money, i went to the training for public mutual consultant as i wanted to know so much on how they will manage my hard earned money.Sometimes, a client and consultant might have different point of view. Like what people normally will tell us is that if someone want to sell u something, they will provide good info only.After i attended the training, i pass the exam and i joined one of the top agency. The purpose of all this is to engage with the right people of great knowledge and experience in investment. A good consultant should brief their client correctly on the fund & strategy(switching,enter and exit) as different company may have diff grandmother story. What i can advice u is that go back to your consultant, ask him/her on how the fluctuation of the price will effect ur investment?. Timing and type of fund (aggresive or conservative) would definitely play an important role in this case. Don’t give up now coz u will be losing ur money. Go for an expert when you invest your hard earned money otherwise its like throwing it into the drain.
All The Best!!
apa barang,saya tidak faham
I am new to Public Mutual Fund. But refered to the history investment of Public Mutual. I would like to find out the details bout the investment.
Hi fellow investors,
Investment in unit trust requires a good servicing agent, with strong market knowledge and market condition to ride along the market wave. A good consultant should know how to advise you on what to do in certain market condition, eg. when the market goes down. This is what client’s fund management is all about.
The bottom line is always to cut loss, manage portfolio and maximise return and having your agent at hand whenever you need them.
Search around for the best agent/agency and be rewarded long term when the guide and hold your hands throughout the journey.
All the best.
Hi All
I’m a unit trust consultant with Public Mutual. Unit Trust is one of the best assets around but one need to go for middle to long term investment to maximise returns. Especially ideal for retirement plan and child’s educational plan or any to meet any objective that you in 5 years’ time. Do contact me if you want me to share more with you. (012-2136775)
hi, nama saya mohd nor sam bin seimin.jika sesiapa beminat hendak melabur didalam public mutual unit trust.sila hubungi saya di nombor 012-7675833 dan e-mail saya : .sekian terima kasih
Hi, i just want to ask if I want to become unit trust consultant of Public Mutual, how much I need to pay for all the registration fee except the CUTE registration fees?
To become a unit trust consultant, normally the items that you need to pay are as follows:
a. Agent Registration : RM250
b. Statutory Declaration : RM4
c. CUTE Tutorial : RM10
For more info, you also can visit http://smartconsultantteam.fadzilahmamat.com
MCMN NK SERTAI PUBLIC MATUAL
Hi Zamri,
Untuk mengetahui bagaimana untuk sertai Public Mutual, boleh berhubung dengan saya di 012-7498940 atau layari http://unittrust.fadzilahmamat.com/peluang-kerjaya
Welcome to the wonderful unit trust industry!
Sales people can cerita good thing. Long TermInvestment, itupun kalau umur panjang. Skarang zaman mati awal, makan macam2. Sakit itu sakit ini. So The best thing is U all yg nak beli UT, kenalah beli buku kat MPH. Kasi baca dulu apa itu unit trust. Dont suka2 dgr janji2 manis consultants. can giv return up to 10%+++.
Secara asasnya: actually beli masa jatuh,jual masa mahal(ini asasnya yg u all perlu paham sebelum beli) Kebanyakkan agent mana ade cerita dan kasi paham itu bakal pembeli. cuma mention, PULANGAN/KEUUNTUNGAN YANG BAKAL DAPAT ADALAH ….Bunga2 CINTA. kahhhhh, kahhh.
Nasib baik I dapat pulangan. No problem if u all nak email ,ctc we discuss about UT, how make money in HALAL way…….
ya betul…
Hello all,
If you are looking for an unit trust consultant which practice intergrity and honestly in promoting unit trust, kindly do not hesitate to contact me at 012-2342309 (Alyssa). I will guide you step by step on how to optimise your return and minimise your loses when investing in unit trust.
Askum & hi…
im 26, just started working about a year ago. currently working in kuala terengganu. im interested in investing in unit trust. any agents in kuala terengganu?
Hi Ehsan,
You can refer here http://smartconsultantteam.fadzilahmamat.com/team-members/terengganu/
Hi Ehsan,
You can contact me thro’ my e-mail: . I can tell you more..Harni K.Terengganu
awk blh cll @ sms sy..0129606358..
I as agents always ask my friend who wish to invest what is their target?
If they dont know how I will teach them. How many percent they wish to get for the profit? If you invest without target you will not know what you need.
Invest in unit trust is a part of financial planning. Always imagine that your investment is a tree. It will grow well if you add more fertilizer and it will get more leaves. If you take out the divident it same as you chop down the leaves of that tree.
I will give option to my friend either to sell or cotinue when their target ady achieved. If they do not know how to decide I will give them advise.
Hi..would like know can we invest in Public Australia Equity Fund tru epf? need ur reply soonest. tq
You can refer http://www.publicmutual.com.my/page.aspx?name=epf_publicseries to see the Funds Approved for EPF Investment Scheme.
Unfortunately Public Australia Equity Fund is not listed.
As of now, I propose Public Islamic Sector Select Fund (PISSF) for both cash and epf investments.
Salam sejahtera,
Saya bern disini ingin tahu mcm mana nak buat pelaburan p.mutual ini saya ada kawan yg ada pelaburan disini tetapi dia buat melalu kwsp so ada tak agent yg blh menerangkan kepada saya lebih lanjut sebab saya ingin melabur disini reply me if got any agent to my email thanks.
sy sedia mbantu..cll @ sms sy..0129606358..
if you are interested to invest in unit trust, kindly email me at . I am looking forward to hear from you.
Thank you.
Sesiapa dari Kuala Terengganu dan sekitar yang mahu tahu info lanjut berkenaan Public Mutual Unit Trust boleh emel saya Saya sedia membantu. Ikhlas Pn Harni.
I think Unit trust is a good investment vehicle for those who wants to earn a good return of between 8%-15% from their hard earned money. I myself is a current investor in four Public mutual fund. I opined that to achieve a good return we should stay invested for more than 10 years even though the recommended minimum investment periods are 3 years. Practice ringgit cost or value ringgit cost averaging so that we could invest in a state peace of mind especially during volatile markets. When the market is down, we buy less units and more when the market is up. Happy investing!
sesiapa y bminat blh hubungi @ sms sy..bandar semasa k.terengganu..
012-9606358
bagi y bminat ingin mlabur tanpa mengeluarkan duit poket @ gaji blh mgunakan caruman epf..hubungi sy 0129606358..
Melabur demi masa depan y lbh tjamin..ingat hari tua anda..!!!
sy sudah,anda bagaimana?
Interesting & useful forum.
Hi guys!
I’m wondering if another person may possibly aid me out! In fact I desire to watch this unique web blog with my personal absolutely new iPad, nevertheless it does not present up appropriately, So I used to be asking yourself if somebody can propose me any optimum remedy? I do not know but need to I attempt and locate out an replace for my application system or anything else? I realize this can be one thing kinda off the subject, but please replace me and thank you ahead of time for that help! Sophie 
Assalamualaikum.
Ingin mengetahui perihal pelaburan dalam Unit Amanah?. boleh hubungi saya melalui e-mail atau hubungi saya di 0123750153. Bagi yang berminat untuk membuat bisnes ini juga dialu-alukan.
Terima kasih.
Hasnul
Public Mutual Agent Melacca.
Hi fellas!
I’m asking yourself if someone might assist me out! Really I desire to see this specific blog on my completely new iPad, however it does not exhibit up correctly, So I used to be pondering if a person can recommend me any optimal option? I do not know but ought to I try and uncover out an replace for my software program plan or anything at all else? I know it is some thing kinda off the subject, but please update me and thank you in advance for the help! Sophie 
Good day & Salam Sejahtera…
Saya bersedia berkongsi maklumat mengenai Pelaburaan Saham Amanah (Unit Trust) Public Mutual, utk kawasan Kuantan-Kuala Terengganu (& Kemaman, Kerteh,Dungun)
Sila hubungi 013-9831304 / email:
Insya’allah, kemusykilan akan dijelaskan..