Public Mutual Fund | Unit Trust from Public Bank
My parents have been Public Mutual Fund agents for quite some time but I did not start to invest in the unit trust until now. Yeah, it will probably take some time before I get to see the results but here are some reasons on why you should also start to invest in the mutual fund :
1. Diversification : Unit trusts provides small investor with an avenue to pool their savings for the purchase of a diversified portfolio of stocks & bonds that will bring returns at lower risks to unitholders compared with investing directly in stock markets
2. Professional Management : Unit trusts either engage or maintain in-house professional fund managers with the expertise & resources to manage the assets of the fund
3. Liquidity : Unitholders may redeem all or part of their units on any Business Day & have their proceeds mailed to them within 10 days
4. Ease of Transactions : Unit trusts do not require cumbersome administrative or paperwork or record keeping on the part of unitholder in managing his investments
5 Capital Gains : Through participation in securities, unit trust investments provide the opportunity to reap capital growth as part of the return on a unitholder’s investment
Copy from the Public Mutual Fund prospectus
So do you invest in unit trust? How’s the performance of your mutual fund?
I prefer stock market. But now whole world is in recession so better hold your unit trust or don’t buy now else will GG~ XD
Ramai yang invest dalam tahun 2008, dah buat profit yang memuaskan dan lumayan sekali. Tahun 2011 ini maseh elok melabur untuk jangka sederhana ke j.panjang 3-5 tahun, pulangan adalah diantara 8%-12% setahun.Berdsasarkan pengalaman saya kita melabur dalam unit amanah ini mesti ada matlamat yang jelas dan tempoh masa yang sederhana ke panjang. tidak perlu ikut sentimen pasaran,yang penting kumpulkan unit dan kutip hasil bila matlamat unit tercapai. misalnya sdr telah ada 1 juta unit dan ada 3 fund yang mencapai matlamat tersebut. selepas 2 tahun sdr boleh jual setiap bulan 20,000 unit setiap tabung tanpa menjejaskan sangat nilai pokok asal pelaburan sdr. nah waktu ini unit trust sdr mampu bekerja keras menggantikan keringat sdr menjaganya selama ini. keterangan lanjut email atau sms saya 013 6241316.
boleh advice saya tak? yang mane invesment fund yang bagus dalam pasaran?
My whole family invested in mutual fund since i was small, i gets not bad performance throughout the years.. I mean as mutual fund always been highlighted as a medium to long term investment instrument, so dont expect it to give you immediate profit once you’ve invested.
On my side, i think this is the very right time to invest in mutual fund as the market gone down, and most of the fund NAV dropped as well, in another way is you get discounted price if you have extra money to invest in. However, do think twice if it’s your emergency fund , hold it as liquidate as you can as we do not know what will happen next in this global crisis, retrenchment is happening everywhere.
Remember to have just enough of the emergency fund and get the rest of money to work smart for you, mutual fund is instrument that provide returns in between 8-12% . So, if you manage your cash in diversification mode, it works well for you ya..