Public Mutual Fund | Unit Trust from Public Bank

Public Mutual

My parents have been Public Mutual Fund agents for quite some time but I did not start to invest in the unit trust until now. Yeah, it will probably take some time before I get to see the results but here are some reasons on why you should also start to invest in the mutual fund :

1. Diversification : Unit trusts provides small investor with an avenue to pool their savings for the purchase of a diversified portfolio of stocks & bonds that will bring returns at lower risks to unitholders compared with investing directly in stock markets
2. Professional Management : Unit trusts either engage or maintain in-house professional fund managers with the expertise & resources to manage the assets of the fund
3. Liquidity : Unitholders may redeem all or part of their units on any Business Day & have their proceeds mailed to them within 10 days
4. Ease of Transactions : Unit trusts do not require cumbersome administrative or paperwork or record keeping on the part of unitholder in managing his investments
5 Capital Gains : Through participation in securities, unit trust investments provide the opportunity to reap capital growth as part of the return on a unitholder’s investment

Copy from the Public Mutual Fund prospectus

So do you invest in unit trust? How’s the performance of your mutual fund?

8 Responses »

  1. Liew Kah Leong on October 22nd, 2008 at 11:31 pm:

    :mrgreen:

  2. Glare on October 26th, 2008 at 9:43 pm:

    I prefer stock market. But now whole world is in recession so better hold your unit trust or don’t buy now else will GG~ XD

  3. MOHD PAUZI BIN ISMAIL on December 9th, 2008 at 6:38 pm:

    :mrgreen: macam mana perkembangan saham sekarang, boleh kah saya menambah fund saya……

  4. MOHD PAUZI BIN ISMAIL on December 9th, 2008 at 6:40 pm:

    :lol: :mrgreen: macam mana perkembangan saham sekarang, boleh kah saya menambah fund saya……

  5. penny on July 7th, 2009 at 12:59 am:

    My whole family invested in mutual fund since i was small, i gets not bad performance throughout the years.. I mean as mutual fund always been highlighted as a medium to long term investment instrument, so dont expect it to give you immediate profit once you’ve invested.
    On my side, i think this is the very right time to invest in mutual fund as the market gone down, and most of the fund NAV dropped as well, in another way is you get discounted price if you have extra money to invest in. However, do think twice if it’s your emergency fund , hold it as liquidate as you can as we do not know what will happen next in this global crisis, retrenchment is happening everywhere.
    Remember to have just enough of the emergency fund and get the rest of money to work smart for you, mutual fund is instrument that provide returns in between 8-12% . So, if you manage your cash in diversification mode, it works well for you ya..

  6. Saharudin el Dorado on July 30th, 2009 at 3:23 pm:

    thanks penny, for the advice.
    ;-)

  7. Ira on October 30th, 2009 at 3:38 pm:

    Hi Everyone,

    I can help u if u r interested in Public Mutual. We can meet up and discuss more in detail on various fund provided. Nowadays u can actually use your EPF account to invest. More convenient for customer instead. The profit are much more better than ASB and Fixed Deposit. Feel free to email me at hasaz_3704@yahoo.com.

    ThanX n Regards,
    Ira :lol:

  8. Stephanie Chia on November 4th, 2009 at 12:51 am:

    Hi Ira,

    Would like to enquire on the Public Mutual investment. Can i get you phone num??

    Thank You~!!

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