Public Mutual Fund | Unit Trust from Public Bank
My parents have been Public Mutual Fund agents for quite some time but I did not start to invest in the unit trust until now. Yeah, it will probably take some time before I get to see the results but here are some reasons on why you should also start to invest in the mutual fund :
1. Diversification : Unit trusts provides small investor with an avenue to pool their savings for the purchase of a diversified portfolio of stocks & bonds that will bring returns at lower risks to unitholders compared with investing directly in stock markets
2. Professional Management : Unit trusts either engage or maintain in-house professional fund managers with the expertise & resources to manage the assets of the fund
3. Liquidity : Unitholders may redeem all or part of their units on any Business Day & have their proceeds mailed to them within 10 days
4. Ease of Transactions : Unit trusts do not require cumbersome administrative or paperwork or record keeping on the part of unitholder in managing his investments
5 Capital Gains : Through participation in securities, unit trust investments provide the opportunity to reap capital growth as part of the return on a unitholder’s investment
Copy from the Public Mutual Fund prospectus
So do you invest in unit trust? How’s the performance of your mutual fund?
I prefer stock market. But now whole world is in recession so better hold your unit trust or don’t buy now else will GG~ XD
My whole family invested in mutual fund since i was small, i gets not bad performance throughout the years.. I mean as mutual fund always been highlighted as a medium to long term investment instrument, so dont expect it to give you immediate profit once you’ve invested.
On my side, i think this is the very right time to invest in mutual fund as the market gone down, and most of the fund NAV dropped as well, in another way is you get discounted price if you have extra money to invest in. However, do think twice if it’s your emergency fund , hold it as liquidate as you can as we do not know what will happen next in this global crisis, retrenchment is happening everywhere.
Remember to have just enough of the emergency fund and get the rest of money to work smart for you, mutual fund is instrument that provide returns in between 8-12% . So, if you manage your cash in diversification mode, it works well for you ya..
thanks penny, for the advice.
Hi Everyone,
I can help u if u r interested in Public Mutual. We can meet up and discuss more in detail on various fund provided. Nowadays u can actually use your EPF account to invest. More convenient for customer instead. The profit are much more better than ASB and Fixed Deposit. Feel free to email me at hasaz_3704@yahoo.com.
ThanX n Regards,
Ira
Hi Ira,
Would like to enquire on the Public Mutual investment. Can i get you phone num??
Thank You~!!
Hi Stephanie,
I also started out like you showing interest in Public Mutual funds initially then followed by becoming a consultant myself. Reaping the benefits of investing on lower cost while sharing the knowlege and helping others to grow their money too. Be glad to share with you my experience. Mail me if you are interested.
To a blessed future,
Carol Cheah
I AM INTERESTED TO BECOME AN AGENT FOR YOUR UNIT TRUST FUND.WHAT ARE THE REQUIREMENTS IN ORDER TO SIGN UP AS AGENT?
I AM ORIGINALLY FROM IPOH.AND I ALSO LIKE TO INVEST IN UNIT TRUST.YOUR QUICK REPLY WILL BE VERY MUCH APPREICIATED.
hi LSWeng,heard u very interested to be an agent of mutual fund,as i know u need to pass an examination of public mutual.My friend from Ipoh name Tan Chew Fatt h/p 017-5758188 also an agent will guide and teach u everything
about the fund,and now looks for recruiting.Enjoy investing and ready for new big income.
regards,
edlogstark
Dear Lau
I am an agency supervisor with public Mutual and belong to a multiracial agency our trainer and GM extremely charismatic Accountant who inspires, teaches us really well. Our trainings are held in Damansara perdana,bangsar and Klang so if these places are convenient for you we can meet up – call me 016-9167907.
I am an Unit Trust Group Consultant for UOB-OSK Unit Trust Mgmt sabah branch malaysia…i would like to become an agent for singapore public mutual…
I had invested 28000rm inthis fund in 2006 Each unit trust Balanced Fund was at rm 1.38 today it is at 0.75rm what about the inflation Dont u think I am stupid
Hi Mr. Thuraisingam,
I’m also an investor like you. B4 i invested my money, i went to the training for public mutual consultant as i wanted to know so much on how they will manage my hard earned money.Sometimes, a client and consultant might have different point of view. Like what people normally will tell us is that if someone want to sell u something, they will provide good info only.After i attended the training, i pass the exam and i joined one of the top agency. The purpose of all this is to engage with the right people of great knowledge and experience in investment. A good consultant should brief their client correctly on the fund & strategy(switching,enter and exit) as different company may have diff grandmother story. What i can advice u is that go back to your consultant, ask him/her on how the fluctuation of the price will effect ur investment?. Timing and type of fund (aggresive or conservative) would definitely play an important role in this case. Don’t give up now coz u will be losing ur money. Go for an expert when you invest your hard earned money otherwise its like throwing it into the drain.
All The Best!!
apa barang,saya tidak faham